Real estate appraisal services for homeowners in the city of Houston and Harris County

Here are the top 7 reasons TX homeowners order from Hodge Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Harris county's assessment of your property
Remove PMI to lower a mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in TX by determining the true market value of property in question

Own a house in or near Houston, TX and need help deciding the value of it?
Contact Hodge Appraisals.

We at Hodge Appraisals understand the special needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. Being a regular homeowner that most likely doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Hodge Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you abolish undesirable PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from Hodge Appraisals is your perfect weapon.

HELOC recently frozen?

If your property is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Hodge Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Hodge Appraisals can help you with that. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.